After Papa Bear explains about the rules with strangers, Brother decides to only talk to strangers with radio-controlled airplanes and Sister is suddenly scared of everything, viewing all strangers as ominous. But soon, Moma brins some reassuring common sense to the problem, and resolve the children's disputes.
The whole bear family is terrified of a spooky mansion down the road. Mama explains that when she was a cub it was owned by a nice lady who was a friendly neighbor, but when she moved away no one else bought it and it fell into disrepair. Mama thinks about buying it to restore it to its former glory, but she needs Papa and the cubs to overcome their fears and superstitions.
Raffish Ralph meets the Terrible Termite (who can eat wood in seconds) and decides to use him to threaten people who do not buy his "termite insurance". However, when the Termite realizes he is being used he refuses to serve Ralph anymore, and Brother and Sister free the termite into threatening Ralph's houseboat unless he retires from the insurance business.