A beauty picks up George; Jerry makes friends with a naked guy; Kramer is tipped off about a hot horse; Elaine gets stuck en route to a lesbian wedding.
Jerry pays a high price for being stranded at a party by George, who pays the price for romance in the workplace but forgets to pay for something else.
George's relationship with a former IRS worker eases Jerry's tax worries--until she becomes George's former relationship; Kramer sees too much of Elaine while seeing her roommate.
Physical therapy proves painful as Jerry has a misunderstanding with his therapist; and he finds a way for insurance to cover treatment for Elaine and a paranoid George.